Microleasing Fund

Impact Goal: Increase productivity, incomes, and financial resilience through access to productive assets

Description: AdOpes Ltd. operates a Microleasing platform in East Africa, specifically developed and tested over 15 years in Kenya, Rwanda, Tanzania, and Uganda. The platform primarily serves smallholder farmers and microenterprises by providing productive assets through microleases. These assets are essential for mechanising and professionalising agricultural and business activities, thereby leading to larger yields, increased income, and enhanced net worth for the beneficiaries.

The innovation at the heart of AdOpes' model is the “Microleasing Fund,” a pioneering investment vehicle designed to offer capital specifically for asset financing tailored to the needs of its target demographic. This model addresses the critical gap in traditional financial systems that often exclude smallholder farmers and microenterprises due to their inability to provide collateral, small ticket sizes, and the misalignment of loan products with the agricultural sector's needs.